Tag Archive: Financial Planning

Mar 26

Target Date Funds…What I Call a Target Rich Environment

The Pension Protection Act of 2006 approved the use of Target Date funds as a default option for retirement plan sponsors and since that time, we have seen an explosion of popularity in its offering (Target Date Funds are projected to account for 50% of retirement plan assets by 2020).  The default option means that if you …

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Mar 22

Are Safe Withdrawal Rates Still Relevant?

Check out the presentation by Michael Kitces on whether or not safe withdrawal rates are still relevant in today’s low rate/return environment (you will need to click on the Live Webinar Link to Access):  

Mar 21

Should You Be Worried About Cyprus?

   Ah Cyprus, you little island country in the Mediterranean.  Why are you putting up such a fuss?  Not all headlines matter to your portfolio.  To give you some perspective, the GDP of Cyprus is approximately $25 Billion.  The GDP of North Dakota is about $37 Billion.  It is estimated that 50% of the deposits …

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Mar 14

Financial Adventurism Warren Buffett Style

“A little personal history may partially explain our extreme aversion to financial adventurism” -Warren Buffett 2010 Annual Report  Image Credit to Carl Richards and the Bucks Blog Post: Investing Is Not Entertainment While doing some research for a blog post I came across a great story from Warren Buffett that he shared in the 2010 …

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Mar 06

Tips for Minimizing Sequestration’s Impact on Personal Finances

  Now that “Storm Sequester” has hit, potentially cutting billions from the federal budget, Americans are experiencing different levels of its impact. Some are right in the storm’s eye, enduring hard and immediate effects. Others are experiencing the sequester as a bout of bad weather that they need to plan around. For most Americans, however, …

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